Crypto Visa Debit Transactions Reach Q3 All-Time High as Stablecoins Set New Records for CoinZoom

Crypto Visa Debit Transactions Reach Q3 All-Time High as Stablecoins Set New Records for CoinZoom. CoinZoom, a U.S.-based fintech platform, announced that 60% of all CoinZoom Visa Debit Card transactions were made using cryptocurrency during the third quarter of 2025, representing the highest share in the company's history. The dominant cryptocurrency spent during this period was the stablecoin Tether (USDT), indicating strong consumer preference for stablecoins in daily financial activities. This milestone coincides with customers earning an average of $78.59 in crypto rewards on their Visa spending during July, marking the highest rewards month since CoinZoom launched its international program with Visa in November 2024.

The achievement reflects broader global trends toward stablecoin and cryptocurrency adoption across fintech and retail ecosystems. Following the passage of the Genius Act, every major U.S. consumer-facing wallet with wide adoption has either integrated cryptocurrency functionality or announced plans to launch stablecoin capabilities. Major retailers including Amazon and Walmart are exploring proprietary stablecoins to reduce cash-handling costs and enhance customer loyalty programs, while several of the largest U.S. banks have jointly announced plans for a U.S. dollar-backed stablecoin initiative. These developments signal a fundamental shift in how consumers and businesses approach digital payments.

Todd Crosland, founder and CEO of CoinZoom, emphasized the significance of this milestone, stating that reaching a point where the majority of debit card transactions are in cryptocurrency serves as a leading indicator of market direction. He noted that the Genius Act has acted as a catalyst for this transformation, with the company forecasting higher transaction volumes, deeper customer engagement as rewards grow, and stronger revenue streams as more consumers and businesses adopt stablecoins. Crosland revealed that CoinZoom Visa debit cards are regularly used for cryptocurrency transactions in 45 to 50 countries monthly, demonstrating global acceptance of digital currency payments.

Consumer behavior patterns show cryptocurrency being used for diverse purchases ranging from morning coffee at Starbucks to pizzas, burgers, airline tickets, travel arrangements, and even high-ticket items like jewelry and furniture. The platform's international peer-to-peer payment system, ZoomMe®, forms part of its cash-to-crypto ecosystem serving customers in 169 countries, allowing instant free transfers of cash or cryptocurrency while saving millions in remittance fees. The CoinZoom Crypto Debit Card enables users to pay in USD or cryptocurrency at over 130 million merchants worldwide while earning up to 5% back in crypto on purchases, providing unprecedented flexibility in digital payment options.